Motor
The Complete Guide to Motor Insurance in Kenya
Comprehensive vs third-party, fleet options, PSV requirements, and securing the best rates in Diani and Kenya.
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Licensed Independent Agency
Precision in Every Policy.
Precision in Every Policy.
Confidence in Every Claim.
Kenya's premier independent risk advisory firm, delivering expert consultancy and dedicated claims advocacy for discerning individuals and businesses.
IRA Licensed
Independent Advisors
Claims Advocacy
Complimentary Consultation
Expert risk assessment from our senior advisors.
Or call +254 726 439 2780Policies Placed
0Clients Served
0Insurer Partners
0Claims Success
Licensed by IRA
Independent & Impartial Advice
Claims Advocacy Specialists
Expert Risk Management
Dedicated Client Support
Professional Insurance Consultants
Transparent Policy Terms
Licensed by IRA
Independent & Impartial Advice
Claims Advocacy Specialists
Expert Risk Management
Dedicated Client Support
Professional Insurance Consultants
Transparent Policy Terms
Regulated by theInsurance Regulatory Authority
IRALicensed Agency
About Precise Insurance
Kenya's Premier Independent Insurance Agency & Risk Advisory Firm
Precise Insurance Agency Ltd is an independent, licensed insurance intermediary based in Diani Beach, Kwale County. We serve as your dedicated insurance consultants — providing impartial advice and bespoke coverage solutions meticulously tailored to your unique circumstances.
Our mission is to provide professional, reliable, and personalised insurance services that safeguard the interests of our clients. We compare options from multiple leading underwriters to secure optimal coverage at competitive rates, while providing expert claims advocacy and ongoing risk advisory.
- Independent and impartial insurance advice
- Comprehensive risk assessment and management
- Dedicated claims advocacy and support
- Access to multiple leading insurance underwriters
- Bespoke solutions for individuals and businesses
- Transparent terms with no hidden costs
Comprehensive Solutions
Protection, Precisely Tailored
From personal assets to corporate enterprises, our advisory ensures you are comprehensively covered.
For Individuals & Families
Motor Insurance
Comprehensive, third-party, and fleet motor insurance with competitive rates for private, commercial, and PSV vehicles across Kenya.
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Medical Insurance
Individual, family, and group medical plans covering inpatient, outpatient, maternity, dental, and optical benefits.
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Life Insurance
Protect your family's financial future with term life, whole life, education, credit life, and last expense insurance.
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Travel Insurance
Domestic and international travel cover including medical emergencies, trip cancellation, lost baggage, and repatriation.
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Corporate Insurance
Comprehensive corporate risk management including employee benefits, group life, pension solutions, and D&O liability.
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Business Insurance
Protect operations with fire, theft, business interruption, public liability, employers liability, and commercial packages.
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Property & Fire
Comprehensive protection for residential and commercial property against fire, natural disasters, theft, and all risks.
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Marine Insurance
Cargo, hull, and freight insurance protecting goods in transit by sea, air, road, and rail — domestic and international.
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Engineering & CAR
Contractors all risk, erection all risk, machinery breakdown, and electronic equipment insurance for construction projects.
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WIBA & Liability
Mandatory Work Injury Benefits Act cover plus public liability and employers liability for complete workplace protection.
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Professional Indemnity
Protection for professionals against negligence claims, errors, and omissions — essential for consultants, doctors, and lawyers.
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Cyber Insurance
Protect against data breaches, cyber attacks, ransomware, and digital liability with comprehensive cyber risk coverage.
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Industries We Serve
Trusted Across Every Sector
From hospitality and healthcare to construction and agriculture — specialised insurance for the industries driving Kenya's economy.
Hotels
Resorts
Corporate
NGOs
Hospitals
Schools
Churches
SMEs
Transport
Construction
Real Estate
Government
Manufacturing
Agriculture
Professionals
Families
Individuals
Retail
The Precise Advantage
Why Discerning Clients Choose Precise
Beyond insurance placement — we are your strategic risk management partner.
I
Independent & Impartial
We represent your interests exclusively. Truly unbiased advice and access to optimal solutions from multiple premier underwriters.
II
Expert Risk Assessment
Meticulous risk analysis identifying coverage gaps and delivering solutions precisely calibrated to your needs.
III
Claims Advocacy
We champion your claims from notification to settlement — managing documentation, timelines, and negotiations.
IV
Absolute Transparency
Every policy term and exclusion explained with clarity. No surprises, no hidden costs — only complete confidence.
V
Dedicated Partnership
Responsive, personalised service from seasoned professionals. Available before, during, and after policy placement.
VI
Local Mastery
Deep understanding of Diani's hospitality landscape and Kenya's evolving risk ecosystem.
Claims Process
Seamless Claims Advocacy
Our dedicated claims team ensures timely, fair outcomes at every stage.
1
Notify
Contact us immediately via phone, email, or WhatsApp when an incident occurs.
2
Document
We guide you on required documentation and help compile a complete claim submission.
3
Advocate
We submit and follow up your claim, negotiating on your behalf with the underwriter.
4
Settle
We ensure timely and fair settlement, keeping you informed at every stage.
Motor
Medical
Corporate
Marine
Free Consultation
Request Your Complimentary Insurance Consultation
Our consultancy and advisory services come at no additional cost. We compare options from multiple underwriters to find you the finest coverage at competitive rates.
Expert Risk Advisory
Comprehensive risk assessment tailored to your specific circumstances.
Clear Policy Guidance
Every detail explained in language you fully understand.
Enduring Partnership
Your advocate for claims, renewals, and evolving needs.
Client Testimonials
Trusted by Those Who Demand the Best
Precise Insurance provided exceptional service from initial consultation through to policy placement. Their team understood our resort's unique risks and delivered a comprehensive package.
JM
James Mwenda
Resort General Manager, Diani
When we had a motor claim, the Precise team handled everything with professionalism and efficiency. Their claims advocacy made a genuine difference.
AO
Amina Osman
Business Owner, Ukunda
As a construction company requiring complex coverage, Precise understood our needs perfectly and negotiated excellent terms with top-rated underwriters.
PK
Peter Kamau
Director, Kamau Construction Ltd
Questions Answered
Frequently Asked Questions
An independent agency like Precise Insurance works for you, not any single insurer. We compare coverage from multiple companies, provide unbiased advice, dedicated claims advocacy, and save you time and money — all at no additional cost.
Yes. We are a licensed insurance intermediary regulated by the Insurance Regulatory Authority (IRA) of Kenya, maintaining the highest standards of professional conduct.
We offer Motor, Medical, Life, Corporate, Business, Property, Fire, Travel, Marine, Engineering, CAR, Public Liability, Employers Liability, Professional Indemnity, Cyber, WIBA, Domestic Package, Agriculture, Personal Accident, Fleet, Employee Benefits, and Pension Solutions.
Four steps: (1) Notify us immediately. (2) We guide documentation. (3) We submit and advocate. (4) We ensure timely, fair settlement.
No. We earn commission from insurance companies, so you receive professional consultancy, risk assessment, and claims advocacy at no extra cost beyond your standard premium.
Hotels typically need Property, Public Liability, WIBA, Business Interruption, Fire, and Theft Insurance. We create tailored packages for the hospitality sector on Kenya's coast.
Rongai Building, 2nd Floor, Kona Beach, Diani Beach Road, Ukunda, Kwale County, Kenya. Call +254 726 439 278 or email info@preciseinsurance.co.ke.
Yes. We provide mandatory WIBA insurance covering employees against work-related injuries, diseases, and death. We help employers comply with Kenyan law.
Resource Centre
Expert Guides & Insights
Motor
Medical
Medical Insurance for Families — A Complete Guide
Choosing the right family medical plan: inpatient, outpatient, maternity, dental, and optical benefits compared.
Read Guide
Hospitality
Hotel & Resort Insurance in Diani — What You Need
Essential coverage for hospitality businesses on the Kenyan coast: property, liability, WIBA, and guest protection.
Read GuideStay Ahead of Risk
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Contact
Begin Your Consultation
Office
Rongai Building, 2nd Floor
Kona Beach, Diani Beach Road
Ukunda, Kwale County, Kenya
Kona Beach, Diani Beach Road
Ukunda, Kwale County, Kenya
Phone
WhatsApp
Hours
Mon — Fri: 8:00 AM — 5:00 PM
Sat: 9:00 AM — 1:00 PM
Sat: 9:00 AM — 1:00 PM
Request a Free Quote
Complete the form and our team will respond within 24 hours.