What is TSV insurance in Kenya?

TSV (Tourist Service Vehicle) insurance in Kenya is a mandatory cover for vehicles used to transport tourists for hire or reward. It covers third-party liability, passenger liability, and optionally damage to your own vehicle. TSV insurance is required for safari vans, tour buses, 4x4s, coast tour vans, and hotel shuttles.

Is TSV insurance mandatory in Kenya?

Yes. Under the Insurance Act and Traffic Act, every tourist service vehicle in Kenya must have valid third-party insurance. Driving without TSV insurance can result in fines, vehicle impoundment, and personal liability for accidents. Comprehensive TSV cover is optional but highly recommended.

How much does TSV insurance cost in Kenya?

TSV insurance premiums in Kenya start from KES 55,000 per year for small vehicles. Premiums depend on vehicle type, passenger capacity, tour routes, age of vehicle, and claims history. Safari van insurance typically ranges from KES 80,000 to KES 200,000 per year.

What is the difference between TSV insurance and PSV insurance?

TSV insurance covers vehicles used to transport tourists for hire or reward, often with specific cover for tour-related risks. PSV insurance covers public service vehicles like matatus and buses. Both are mandatory under Kenyan law, but TSV insurance may have different policy terms and conditions.

What does TSV insurance cover?

TSV insurance covers third-party bodily injury and property damage, passenger liability, and optionally damage to your own vehicle (comprehensive). It also covers legal defense costs and can include personal accident cover for the driver and guide.

Can I get TSV insurance the same day in Kenya?

Yes. At Precise Insurance Agency, we issue same-day TSV insurance certificates once we have your vehicle details and payment. Emergency certificates for inspections and tenders can be arranged within hours.

Who needs TSV insurance in Kenya?

Safari van operators, tour bus companies, 4x4 tour operators, coast tour van operators, hotel shuttle services, airport transfer companies, and tour companies need TSV insurance. Any vehicle used to transport tourists for hire must have TSV cover.

How long does it take to get a TSV insurance quote?

At Precise Insurance Agency, we provide TSV insurance quotes within 24 hours. Urgent requests for inspections and tenders can be turned around same-day.

TSV Insurance Kenya 2026 | Tourist Service Vehicle Cover for Safari Vans, Tour Buses & 4x4s

1 Your Contact Details

Full Name *

Your Role *

Email Address *

Phone Number *

2 Business / Tour Company Details

Business / Company Name *

Business Registration No. (Optional)

Fleet Size *

Primary Business Location *

Years in Business *

3 Vehicle Details

Vehicle Type *

Passenger Capacity *

Vehicle Make & Model *

Year of Manufacture *

Vehicle Registration Number (Optional)

Vehicle Value (KES) *

Primary Tour Route / Operation *

4 Coverage Requirements

Cover Type *

Third Party Only Third Party, Fire & Theft Comprehensive

Additional Covers Needed (select all that apply)

Passenger Liability Personal Accident (Driver/Guide) Towing & Recovery Radio & Entertainment Equipment Excess Protector WIBA (Crew Cover)

Preferred Cover Start Date *

Urgency *

Standard (24-48hrs) Urgent (Same Day) Inspection Deadline

5 Current Insurance & History

Do you currently have TSV insurance? *

No — First Time Yes — Renewing Switching Insurer

Current Insurer (Optional)

Current Policy Expiry (Optional)

Any TSV claims in the last 3 years? *

6 Additional Information

No obligation. We'll compare plans from Jubilee, Britam, CIC, APA, ICEA LION, Directline and more. Your details are confidential — you're under no obligation to purchase.

Additional Notes / Special Requirements (Optional)

How did you hear about us? (Optional)

I confirm that the information provided is accurate and I authorize Precise Insurance Agency Ltd to contact me with a quote *

Tourist Service Vehicle Insurance

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