Motorcycle Insurance
Affordable bike insurance for boda boda, delivery riders, and private motorcycle owners. Comprehensive and Third Party cover available with fast digital certificates.
Riding a motorbike in Kenya hits different — the freedom, the speed, the hustle, the grind.
But one thing never changes: the road can flip the script when you least expect it. That's why the smartest riders stay covered.
At Precise Insurance Agency we help bikers across Kenya get the right cover for their daily missions — private rides, delivery errands, courier work, or PSV boda boda.
Why It Matters
Motorcycles are powerful, but they're vulnerable. One mistake, one reckless driver, one sudden turn — and you're staring at hospital bills, damage claims, or police trouble. With the right cover, you keep your finances intact and your hustle alive.
Comprehensive vs Third Party Only
Comprehensive Cover
VIP protection for bikers — your bike, third parties, and the extra risks.
- Damage to your motorcycle from accidents, collisions or overturning
- Theft or attempted theft
- Fire damage
- Accidental damage
- Third-party liabilities — injury, death, property damage
- Riot & strikes (depending on insurer)
- Floods & natural disasters
- Towing services after an accident
- Personal accident cover for the rider (optional add-on)
Third Party Only (TPO)
The most basic and legally mandatory cover for all motorbikes.
- Injury or death of third parties
- Damage to third-party property
- Your motorcycle damage — not covered
- Theft, fire, riots, natural disasters — not covered
- Rider injuries — not covered
PSV / Boda Boda Cover
For boda riders, delivery riders, and bike taxis, insurance isn't optional — it's survival.
Boda Boda Taxis
Daily passenger operations on town and estate routes.
Rider Apps
Bolt, Faras, Little, and SafeBoda riders.
Delivery Bikes
Glovo, Uber Eats, Sendy, and similar delivery work.
Courier Companies
Fleet cover for courier and last-mile operators.
How It Works
- Tell us your bike's details — make/model, year of manufacture, value for comprehensive, and type of use.
- Precise compares multiple insurance quotes for you.
- We send the best quotations on WhatsApp or email.
- You choose your preferred insurer.
- Make payment by M-Pesa, bank, or cash.
- Get your motorbike insurance certificate within minutes.
Why Riders Choose Precise
- Free quotation comparison
- Instant insurance certificates
- Covers for all motorcycle categories
- Trusted partners: APA, Britam, First Assurance, Pacis, GA, Xplico, and more
- Easy online process nationwide
- WhatsApp support & claim assistance
- Affordable premiums for both TPO & comprehensive
Keep the Hustle Covered
Send us your bike details and we'll compare TPO and comprehensive rates from trusted insurers.