Tuktuk Insurance
Affordable three-wheeler insurance for commercial and PSV use. Comprehensive and Third Party cover available with fast digital certificates.
Tuk tuks are the heartbeat of many Kenyan towns — from Mombasa to Nakuru, Kisumu to Nairobi.
Whether you operate commercial delivery tuk tuks or a PSV three-wheel taxi, you need the right insurance to stay safe, compliant, and profitable.
Precise Insurance Agency makes it simple: compare quotes, choose your cover, buy online, and get your certificate fast.
Comprehensive vs Third Party Only
Comprehensive Tuktuk Cover
The ultimate cover for peace of mind on every ride.
- Damage to your tuk tuk from accidents, overturning or collision
- Theft or attempted theft
- Fire damage
- Damage to third-party vehicles or property
- Third-party injuries or death
- Optional add-ons: excess protector, PVT, road rescue, personal accident
Third Party Only (TPO)
Legal, simple, and affordable for those who just want to stay compliant.
- Injuries to third parties
- Damage to third-party property or vehicles
- Legal liability arising from accidents
- Lowest annual premium
- Meets all NTSA and Traffic Act requirements
Who Each Cover Suits
PSV Tuk Tuks
Town service and estate service operators carrying passengers.
Commercial Delivery
Delivery and light-goods three-wheelers.
Fleet Operators
Owners running several units who need consistent cover.
Budget-Conscious Owners
Operators on lower-risk routes who want the legal minimum.
Benefits of Going Comprehensive
- Protects both your tuk tuk and other people on the road
- Reduced financial losses after accidents
- Easy claims support through Precise Insurance
- Certificate issued online with zero stress
How It Works with Precise
- Share your details — tuk tuk make & model, year of manufacture, usage (commercial or PSV), and value for comprehensive.
- Precise compares prices from top Kenyan insurers.
- You choose your preferred cover.
- Pay via M-Pesa and get your digital certificate instantly.
- Claims, repairs, support — Precise walks with you all the way.
Insure Your Tuktuk Today
Compare comprehensive and TPO rates from top Kenyan insurers and get your certificate the same day.